what is a ccj?
A County Court Judgment (CCJ) is a legal court order in the UK that requires you to repay money you owe to a creditor, business, or individual. If you don’t keep up with your repayments, a CCJ can seriously impact your credit score, ability to borrow, and chances of getting a mortgage. Understanding how CCJs work, what your rights are, and how to deal with one quickly is important if you want to avoid further action such as bailiffs or additional fees.
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