Support when you need it most

Together, we’ll help you resolve your debt problems in the best way for you.
Write off up to 85% of your debt
Stop creditors calling & payments
Get expert guidance - no judgement, just help
Debt Solution Finder
call now
May not be suitable in all circumstances. Fees apply. Your credit rating may be affected.
Write off unaffordable debt*
Lower your debt repayments
Stop interest & charges soaring
To find out more about managing your money and getting free advice, visit Money Helper, an independent service set up to help people manage their money.

Complete the questions below and see if you qualify for help.

Safe, secure, confidential

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What is your total debt amount?
I'm not sure
Less than £6,000
£6,000 - £30,000
£30,000 or more
What is your employment status?
Unemployed
Self Employed
Employed
Retired
What is your residential status?
Homeowner
Tenant
Living with family
Other
How much can you afford to pay monthly?
Less than £99
Between £100-£149
Between £150-£199
More than £200
It looks like you qualify

To get your results, please complete the form below. Our Debt Specialist should be able to help you:

Pay a reduced payment to your debts
Freeze interest and charges
Stop creditor letters, calls and emails

I give permission for Debt Solution Advisor and any named parties in our privacy policy to use my personal data to contact me in relation to debt services and updates via telephone, text message and WhatsApp messages.

We've received your enquiry. An experienced advisor will be calling shortly. Please keep your phone free and expect a call from 000-000-000.
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Find a debt solution to suit you

Whatever your situation, we have services to suit you.
IVA
An Individual Voluntary Arrangement (IVA) is a government-approved debt solution thatallows you to consolidate unsecured debts into affordable monthly payments. You maybe able to write off a portion of your debt and work towards financial freedom.
Debt Management Plans
A Debt Management Plan (DMP) is a simple, affordable way to manage your unsecureddebts. With one lower monthly payment, you can repay creditors at a pace you canafford. Many lenders may even agree to freeze interest and charges, helping youbecome debt-free faster.
Self Help
You can reduce stress and regain control by speaking directly to your creditors and agreeing affordable repayments. We’ll show you how, step by step.
Debt Relief Order
A Debt Relief Order (DRO) is designed to help people with low income and few assetsdeal with unmanageable debts. It allows you to pause your repayments for 12 months,giving you breathing space. If your financial situation hasn’t improved after that period,your qualifying debts could be written off completely.
Debt Consolidation
A Debt Relief Order (DRO) is designed to help people with low income and few assetsdeal with unmanageable debts. It allows you to pause your repayments for 12 months,giving you breathing space. If your financial situation hasn’t improved after that period,your qualifying debts could be written off completely.
Bankruptcy
Bankruptcy could be an option if you cannot afford to repay your debts and yourpossessions do not cover the amount you owe.

Why choose us?

Whatever your situation, we have services to suit you.
more manageable payments
We work only with trusted and regulated debt solution providers. If you qualify, we can help reduce your repayments into one simple, affordable monthly payment.
restructuring unaffordable debt
Debt can feel overwhelming, but you don’t have to face it alone. Care About Money helps restructure unaffordable debt so you can regain control and move forward with a clear plan.
legal protection from creditors
With the right debt solution, you may gain legal protection from your creditors. That means no more threatening calls or letters, just space to breathe and rebuild.

debt no longer feels overwhelming

monthly payments of £675
total debt of
£28,000
before
monthly payments of £135
debt written off
£19,880
debt repaid
£8,120
after
Debt Solution Finder

We’re ready to talk

Don’t suffer in silence
I give permission for Debt Solution Advisor and any named parties in our privacy policy to use my personal data to contact me in relation todebt services and updates via telephone, text message and WhatsApp messages.
Thank you! Your submission has been received!
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Customer feedback

Here’s what previous customers have to say
Excellent
4.91 average
360 reviews
Donna
Verified Customer

I was at my wits end dealing with all my debts when I got in touch with CAM... I was really impressed with the advice and time which was given to me from Nathan Jacketts. I have been going around in a cycle of credit card debit for as long as I can remember. I originally wanted a loan, but discovered they are other options available to me that I was not aware of. I now have all my debts consolidated into an IVA paying one affordable repayment of £155 a month. This has changed my life, I now dont have to stress each month managing 5 to 6 separate payments going out each month. I highly recommend CAM and Nathan for not judging me 👍

Rebecca

Really helped me more than i could imagine and taken a big part of my stresses away ..... always been put off as i struggle to manage stuff like this my self, making phone calls ect I have not had to do anything and a big thank you to Nathan for listening and helping me. I cant express how happy i am over all this. I would highly recomend  care about money as this was a big part in my life i could never get over after so many years. Again thank you so much.

Carly

These guys was a massive help! Big thank you for Leah & Nathan, they helped me every step of the way. Everything was completed on the same day I got in touch. I no longer have to worry or stress about bailiffs or any of my debts. THANK YOU!

Hosein

I was in debt and had financial problems, they helped me out of bills and consolidated my debts into one month's affordable payment by IVA.

Anonymous
Verified Customer

Highly recommend Care About Money, I had a bailiff at my property over a parking fine at 5.20pm, I found care about money online and gave them a call. Spoke initially with Eli, who was beyond incredible and gave me advice on what I needed to do and what my options were he arranged a priority phone call for the following morning at 9.30 where Justin , was equally as incredible we went through everything thoroughly and he explained my options and started the process. Immediately they contacted the creditors on my behalf and got me legal protection meaning I had time to come up with a plan on what to do but stopping the company/companies from contacting me in any form or removing assets. Every single person I dealt with has so much compassion and genuine empathy. They were so respectful and helpful.

Alexandra Corcoran

I cannot thank u enough, 2 hrs on the phone is normally a struggle, however u made me feel so assured, I know what ive done is my fault but u made me feel like there's hope and uve given me hope, thank u

Lauren lloyd

very helpful, kept me updated all the way through. everything sorted in a couple of hours. cant believe iv been dealing with this for 4 years. If your thinking of calling these guys, just do it!!

Debt help
Verified Customer

Was quite amazed how quickly, Care about money worked. I was in quite a lot of dept and had many company's I owed money too, thay sorted out all my bills and some I didn't remember and consolidated all my moneys owed into one month's affordable payment, Eli  and Dan sorted out my finance to a point where now j feel quite lifted and free from worrying about who was going to knock at my door. So I would like to thank everyone who has made this possible for me. Kenny Emptage

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Take back control of your debt

Taking back control of your finances doesn’t have to feel overwhelming. At Care About Money, we make the process simple and supportive, keeping you informed at every stage, so you know exactly what to expect.
We will call you to discuss your circumstances.
We help you decide on your best course of action.
We will help guide you through the process.
call now
online debt help

Frequently asked questions

How much does an IVA cost?

An IVA doesn’t require any upfront fees. The costs are included in your affordable monthly repayment plan, so you’ll never pay more than you agree to. Our fees are approved by creditors and are only charged once your IVA is set up and running.

Is getting an IVA serious?

Yes, entering an IVA is a serious decision because it’s a legally binding agreement with your creditors. However, it can also be a positive step towards becoming debt free. An IVA gives you protection from creditor action and allows you to make manageable monthly repayments.

Is an IVA legally binding?

Yes, an IVA is a legally binding debt solution. Once approved, all included creditors must stick to the terms of the IVA and can’t chase you for additional payments. If you maintain your agreed monthly repayments, you’ll be protected, and your remaining debt can be written off at the end of the arrangement.

Can I go on holiday with an IVA?

Yes, you can go on holiday while in an IVA, but your spending must remain reasonable and within your agreed budget. The IVA is designed to give you financial stability, so if you continue to make your monthly repayments, occasional affordable holidays are allowed.

Can I regain my credit rating after an IVA?

Yes. Your credit rating will be affected during the IVA, but once it is complete, you can begin rebuilding your credit profile. This includes paying bills on time, registering on the electoral roll, and managing credit responsibly. Many people find that an IVA gives them a fresh start and the opportunity to improve their credit score over time.

How likely am I to be accepted for an IVA?

Acceptance depends on your individual circumstances, such as your level of debt, income, and ability to make regular payments. Generally, if you owe more than £6,000 to two or more creditors and have a stable income, you may qualify. Our advisors can quickly assess your situation and let you know your chances of approval.

Can I get an IVA if I have a mortgage?

Yes, you may still qualify for an IVA if you have a mortgage. Your mortgage payments will remain a priority, and the IVA will cover your unsecured debts such as credit cards, loans, and overdrafts. In some cases, you may be asked to release equity from your property towards the end of your IVA, but this will always be explained clearly before you begin.

Together, we’ll help you
resolve your debt problems
in the best way for you.
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Care About Money Limited
Registered Office: The Maple Court, M60 Business Park, Wynne Avenue, Clifton, Manchester, M27 8FF. Registered in England and Wales Registration number 13444035. ICO registration number ZB723901.
Care about money Ltd FRN 962287 is an appointed representative of Promethean Finance Limited FRN 662425.
Subject to eligibility and acceptance. Fees Payable. Debt write off applies to unsecured debts only and on completion of an IVA. If your IVA fails, it could lead to Bankruptcy, although this is rare and alternatives may be available. Your ability to obtain credit will be affected for the medium to long term. Homeowners may be required to release theequity in their property, if unable to release equity and equity is available creditors may request an additional 12 months payments in compensation.
Care About Money does not directly provide debt solutions, it will provide advice and refer you to one of it’s trusted debt solution providers should you choose a solution thatsuits your requirements. We will receive a fee if you enter into an agreement with one of our partners. Adele Cardoso is licenced as an Insolvency Practitioner in the UK by theInsolvency Practitioners Association.
All work undertaken by Arkle Insolvency Limited and Adele Cardoso (IP number 30710) is subject to the Insolvency Code of Ethics. Subject to eligibility and acceptance. FeesPayable. Debt write off applies to unsecured debts only and on completion of an IVA. If your IVA fails any debts remaining will not be written off. Failure of your IVA could lead toBankruptcy, although this is rare and alternatives may be available. Your ability to obtain credit will be affected.